Auto Insurance

Auto Insurance
for Odessa, Midland, TX & the Surrounding Areas

Explore the Benefits of Modern Auto Insurance

Auto insurance is a vital purchase. There are a number of reasons that acquiring the right auto insurance policy will benefit you:

• Legally Required: Every state has a minimum required auto insurance coverage. Your lender or leasing agent will also likely require you to get coverage. Our insurance agent can advise you on the specific rules in Texas and help you find the right plan for you.
• Financial Protection: Even if you own your vehicle outright, collision coverage can help offset any necessary repairs and get you back on the road as soon as possible. This coverage can protect against accidents, inclement weather, or even damages from other avenues.
• Protect Yourself and Your Passengers: Your auto insurance policy could help cover medical costs if you or anyone riding in your vehicle become injured in an auto accident. This saves you from prohibitive costs and offers peace of mind.

Our auto insurance agents will  work with you to find coverage that meets your needs, satisfies legal requirements, and protects you against any unexpected events. Reach out to us today to learn more or request a free quote today!

Basic Components of Auto Insurance

It's a good idea to do your research before shopping for auto insurance. This helps you understand the type of coverage you'll need; it will also give you an idea of what to expect. There are several different types of auto insurance coverage; the specific policy you need will depend on your specific circumstances, the car you're driving, your history, and other factors. Most auto insurance policies contain the following basic components:

• Collision Insurance: This type of auto insurance pays to repair or replace your vehicle following an accident. This provides peace of mind while you're on the road.
• Liability Coverage: Texas law requires drivers to show proof that they can pay for the accidents they cause. Most drivers accomplish this by purchasing auto liability insurance. Liability coverage pays to repair or replace the other driver's car, damaged property, and/or medical expenses if you're at fault for an accident. Texas law stipulates that you must have at least $30,000 of coverage for injuries per person, up to $60,000 per accident, and $25,000 of coverage for property damage. You might want to consider buying extra liability coverage in case you cause a significant or multi-car accident.
• Comprehensive Insurance: This type of coverage will cover expenses if your car is stolen or is damaged by something other than a collision, such as a fire, flood, or vandalism.
• Other Types of Coverage: If you still owe money on your vehicle, you will be required by your lender to purchase collision and comprehensive insurance; however, there are other types of auto insurance coverage available as well, including uninsured motorist coverage, medical payments coverage, personal injury protection, and more. Our office can discuss what the different types of insurance cover and whether they will be a good fit for your needs.



If you're not sure where to begin when it comes to auto insurance, the team at Vickers Insurance can help. Contact our office today to learn more!

Affordable Commercial Auto Insurance for Your Business

We also offer commercial auto insurance to cover vehicles used in your business operations. Why risk paying out of pocket for damages after an accident? If your company requires a commercial fleet of vehicles, Vickers Insurance can help you find the best commercial auto insurance policy for your business, including coverage for collision, uninsured/underinsured drivers, and bodily injury liability insurance. We can protect both drivers and vehicles, including vans, box trucks, food trucks, busses, pickup trucks, cabs, and nearly everything in between.

Our policies are held by business owners from all manners of industries, including plumbers, electricians, HVAC service professionals, contractors, landscapers, snowplows, caterers, and delivery services. We understand that no two businesses are alike and we will work with you to develop a coverage plan that meets the specific needs of your day-to-day operations. Don’t worry about having to take from your hard-earned profits in order to pay injury lawsuit settlements; call Vickers Insurance today to get started!

Reach Out to Our Certified Representatives to Access Modern Auto Insurance

No matter the specific nature of your insurance-based needs, you can rely on the certified representatives at Vickers Insurance to provide unmatched assistance. In fact, when it comes to auto insurance, we're sure to offer the perfect packages to suit your precise budget. It doesn't matter whether you drive a family sedan or a large commercial vehicle; our qualified agents are always standing by to lend a helping hand!

Having a quality auto insurance policy in place provides a number of benefits, the greatest of which is peace of mind. Drive around the Midland and Odessa area with confidence, knowing that even if something goes horribly wrong, you will be protected. Auto insurance helps you cover the expense of repairing your vehicle after an accident, as well as medical bills for yourself or anyone else hurt in the crash. Reliable coverage is all the more essential in Texas, where the state's vastness has led to higher-than-average speed limits. According to the 2018 Texas Motor Vehicle Traffic Crash Facts document, a reportable crash occurred every 58 seconds. We all like to believe that a car accident will never affect us, but the unfortunate truth is that it can happen to you just as easily as anyone else. Don't be caught unprepared - secure your auto insurance policy today!

Be sure to contact one of our certified representatives if you're interested in accessing our same-day auto insurance options. Additionally, you're more than welcome to schedule a consultation with one of our agents if you would like to select the perfect auto policies. The staff members at Vickers Insurance are equipped to protect your family, mile after mile.