Frequently Asked Questions About Insurance

We provide a full range of auto insurance options, including liability, collision, and comprehensive coverage. We also insure various vehicles, such as cars, trucks, motorcycles, travel trailers, and boats. We even offer same-day auto insurance to get you on the road quickly and safely.

A standard homeowners insurance plan typically covers damage to your property from events like fire, windstorms, or theft. It also includes liability protection in case someone is injured on your property. 

Workers' compensation insurance is essential for most businesses as it provides benefits to employees who get injured or become ill on the job. This coverage protects both your employees and your business from financial hardship and legal issues.

Individual health insurance is a policy that you purchase for yourself and your family. In contrast, group health insurance is typically offered by an employer and covers all eligible employees. 

Life insurance is a contract where you pay regular premiums in exchange for a lump-sum payment, known as a death benefit, to your beneficiaries upon your passing. This financial support can help your loved ones cover expenses like funeral costs, mortgage payments, and daily living costs.

Commercial insurance is a broad category of policies designed to protect businesses from various risks. This includes commercial auto insurance for company vehicles, professional insurance (also known as errors and omissions), and equipment insurance to cover your valuable machinery and tools.

Umbrella insurance provides an extra layer of liability protection that goes beyond the limits of your existing auto and homeowners' insurance policies. It helps protect your assets from major claims and lawsuits, offering peace of mind for significant unexpected events.

Absolutely. Special events insurance provides short-term liability coverage for occasions like weddings, festivals, or corporate functions. This policy protects you from financial losses if there is property damage or an injury during your event.

Bond insurance, or surety bonds, is a type of policy that guarantees a contractual obligation will be fulfilled. It is commonly used in the construction industry and for various business licenses and permits to ensure financial and legal compliance.

Yes, we provide specialized church insurance policies designed to meet the unique needs of religious organizations. This can include coverage for the building, liability for activities, and protection for staff and volunteers.

Medicare supplement insurance, also known as Medigap, helps cover out-of-pocket costs that Original Medicare doesn't pay for, such as copayments, coinsurance, and deductibles. These plans can help make your healthcare costs more predictable.