Workers' Compensation Insurance
for Odessa, Midland, TX & the Surrounding Areas
If one of your employees is injured on the job, it's required that you cover their medical expenses, along with a portion of their lost wages. Keeping this in mind, workers’ compensation insurance is a must! Thanks to Vickers Insurance, you won't have to worry about a thing. We offer turnkey insurance packages, in addition to an array of tailored compensation solutions and group health insurance coverage options.
These days, each state retains distinct workers’ compensation regulations. In order to best service local clients, our insurance company abides by the latest guidelines set in place by Texas lawmakers. You'll gain instant peace of mind with our assistance.
When to Hire a Worker's Compensation Lawyer
Most worker's comp insurance claims are resolved without an attorney; an injured employee is usually exercising his or her right to compensation, and in most cases your worker's comp insurance provider will determine whether he or she is eligible for benefits. However, there are occasions where a small business might consider hiring an attorney.
- Your Employee Appeals Your Insurer's Claim Decision: If an employee's insurance claim is rejected, they have the option to appeal the decision. In these cases, your insurance provider will likely appoint an attorney to represent you.
- Your Employee Rejects Their Right to Benefits: When an injured employee accepts a settlement claim from your insurance company, they usually waive the right to sue your business; however, they do have the option to reject the settlement outright and pursue litigation. Most worker's comp policies include liability insurance to help pay for the pertinent legal costs that come with such a claim, including hiring a lawyer.
- Your Business Does Not Have Worker's Comp Insurance: As an employer, you are required by the state to purchase a minimum standard of worker's compensation coverage. If you have not done this, and a worker becomes injured, you could be held liable for medical costs on top of facing state penalties and lawsuits. In this case, it is wise to speak with a worker's compensation attorney.
Rely on our Team for Versatile Workers' Compensation Coverage
At Vickers Insurance, we've gone to great lengths to ensure the physical and financial well-being of workers throughout the Odessa and Midland, TX communities. In fact, our workers' compensation packages have been specifically designed to provide comprehensive coverage for both local business owners and their employees.
If one of your staff members is injured on the job, you won't have to worry about paying medical expenses or lost wages. Vickers has got you completely covered! On top of that, our insurance packages account for all the necessary rehabilitation costs for employees who are injured or become ill due to the “course and scope” of their job.
Our Workers' Compensation Experts Assist Businesses & Employees
If you're interested in exploring our workers' compensation packages, don't waste another moment. Contact the certified insurance agents at Vickers Insurance today to request a quote! When you work with our insurance agency, you won't have to worry about paying inflated rates or hidden service fees. We offer honest assistance and highly competitive pricing options.
No matter the nature of your professional operation, you can rely on our staff to tailor the perfect coverage option to suit your needs. For 34+ years, we've continued to assist businesses and employees throughout the Midland and Odessa, TX communities with their workers' compensation insurance and group health insurance needs. Ensure a bright professional future with the help of Vickers Insurance!
